Federal Loans

 

Direct Unsubsidized Stafford Loan

Eligibility Requirements:

  • United States citizen or an eligible noncitizen with a valid social security number
  • Working toward a degree in an eligible program 
  • Enrolled at least half time
  • Registered with the Selective Service (males between the ages of 18 and 25)
  • Maintain Satisfactory Academic Progress (SAP)  
  • FAFSA completion

Details:

  • Fixed interest rate
  • Low origination fee
  • Payments deferred while enrolled at least half time
  • No pre-payment penalties
  • Six month grace period

How to apply:

Grad PLUS Loan

Eligibility Requirements:

  • United States citizen or an eligible noncitizen with a valid social security number
  • Working toward a degree in an eligible program 
  • Enrolled at least half time
  • Registered with the Selective Service (males between the ages of 18 and 25 )
  • Good credit history
  • Maintain Satisfactory Academic Progress (SAP)
  • FAFSA completion

Details:

  • Fixed interest rate
  • Low origination fee
  • Payments may be deferred while enrolled at least half time
  • Payments become due within 60 days after the loan is fully disbursed or within 45 days after deferment end date.

How to apply: